Using the App, but no Passenger in the Vehicle - If the driver is logged into the app and is available to accept rides but has not accepted a ride and there are no passengers in the vehicle, the driver’s insurance will be responsible for covering the accident damages.Not Available/Offline - If you are involved in an accident with an Uber driver when they are not using their Uber app, their personal car insurance policy will be in charge of covering the accident damages.The three most common statuses and their resulting responsibility are as follows:

Uber Driver’s “Status” When the Accident OccurredĪs mentioned above, understanding whose insurance is responsible for covering damages after an accident relies on the Uber driver’s status within the Uber app at the time the accident occured. The use of Uber’s large insurance policy mainly depends on the “status” of the driver within the Uber app at the time of the accident. Uber carries a $1 million insurance policy, but this policy is not always available to passengers and people involved in accidents with Uber drivers. After an accident involving an Uber driver in Dallas, contact a rideshare accident attorney in Dallas, like those Carabin Shaw, who can help you understand your options and ensure you are compensated for your injuries. There are many factors that can complicate your Dallas Uber accident case, but the complexity is usually centered around insurance and financial responsibility. Uber offers convenient transportation in most US cities, but the inevitability of accidents involving Uber drivers raises questions and creates complications surrounding who will pay for the accidents and how.

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